Is it best to repair or replace your car?

Is it best to repair or replace your car?

That’s a good question in this economy and here are some helpful tips to make your decision a little easier for you.

A growing number of people are finding that the economy has them debating whether it’s best to buy a new car or repair the one they have. If you are trying to decide between buying and repairing, here are some tips that may help:

Comparing Costs

It is typically less expensive in the long run to repair the vehicle you already own rather than purchasing a newer one. Financing even a $2,000 repair typically means lower payments (or similar payments for a shorter time) than those incurred when purchasing a newer vehicle.

The 50-Percent Rule

After receiving the estimate of a major repair, consider the “50-percent rule.” When the cost of a needed repair approaches 50 percent of the vehicle’s value, it is time to seriously consider replacing it.

Reliability And Maintenance History

The best way to know a vehicle’s condition is by maintaining it on a regular basis and using the same repair shop. If a repair shop knows the service history of a vehicle, consumers can look to its technicians for guidance on when their vehicle likely will need major repairs.

Cosmetics

The cosmetic condition of a vehicle can greatly affect its value and a motorist’s desire to hold on to it. Motorists should take a critical look at their vehicle for signs of wear and tear and evaluate how important their vehicle’s cosmetics are to them.

Lifestyle

Changes in lifestyle can be a large factor in changing vehicles. Family size, commute length, recreational usage and business needs are all legitimate reasons to consider purchasing a newer vehicle that is better suited to a consumer’s driving routine.

Outside Factors

Several outside factors may impact the decision between repairing and replacing a vehicle, such as reduced pricing and special offers from manufacturers. A vehicle that could become a valuable classic might be worthy of extraordinary repairs and maintenance.

Experts say the best way to know a vehicle’s condition is by maintaining it on a regular basis and using the same repair shop

Article by: carjunky

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